Equity Release in Chelmsford

We bring an ethical approach to Equity Release, so you can get the most out of life.

Get To Know Us

We can provide the Equity Release plan you’re looking for.

Over 55s can free up the wealth tied to a home with Equity Release in Colchester, unlocking cash that can be used for anything from travel plans to property improvements. Up to 50% of your home’s value can be released without selling up or leaving the place you love, allowing you to gain greater financial freedom and security thanks to these extra savings. Let Premier Equity Release support you through each step of the process with our honest, impartial advice and ethical approach to finance.

How We Work

How much equity could I access?

Simply enter a few details into our online calculator and you’ll get a rough estimate of the tax-free figure you can expect.

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Release up to 50% of your home’s value
Receive a tax-free lump sum or drawdown
Lifetime Mortgage and Home Reversion options
Experienced advisers covering the whole UK
Schemes available from all major providers

What would you like to know?

What is Equity Release?

What is Equity Release?

Find the answer to all your Equity Release questions here.

What is Equity Release?
What can my equity be used for?

What can my equity be used for?

Find out what people usually release equity for.

Uses for Equity Release
How have Premier helped people?

How have Premier helped people?

Discover how we've helped people and what they have to say.

Customer Stories
What are the costs?

What are the costs?

Learn about the costs you can expect to pay when you release equity.

What should my family know?

What should my family know?

We're here to relieve any concerns you might have.

Any other questions?

Any other questions?

If you have any other queries, you'll find the answer here.


Watch Premier’s Tracey Lucas explain what an ethical approach to Equity Release means to her...

Our Trusted Providers

What is Equity Release?

How Does Equity Release Work?

Equity Release plans are made for those aged 55 and over who own their home in Colchester outright or only have a small portion of the mortgage remaining. Equity Release lets you access the value of your property without putting it on the market, which means you don’t have to move house. Paid as a lump sum or in instalments, this money is tax-free and can be spent however you wish.

You won’t have to make repayments while you remain in your property, as unlike a mortgage or loan, the money will only be repaid when the property is sold. This is usually when the owner passes away or moves into care. For more details, see Equity Release explained.

What Can I Spend Released Equity On?

One key benefit of releasing equity is the money can be spent on anything at all, allowing you to improve your quality of life and make the most of the years ahead. Read our real-life customer stories for inspiration – including people who have funded family holidays or a new business venture.

At Premier Equity Release, we don’t mind what you want to use your money for, we simply aim to make it easier to find a plan that works for you. We do this by providing expert advice you can trust.

How Premier Equity Release Works

As an independent, ethical broker and member of the Equity Release Council, we put people first. We only want the best for you and your finances, so you can feel confident you will always receive honest, straightforward advice that is tailored to your individual circumstances. That includes advising you if Equity Release isn’t suitable.

The process starts with an initial phone call so we can get to know you and explain how we could help. This is a no-obligation chat designed to help you make an informed decision, so ask as many questions as you like. We want you to feel that you are in expert hands and know exactly where you stand when exploring Equity Release.

See how we work for a more detailed insight into the process.

Get in Touch About Releasing Equity

We have created the Equity Release calculator to give you an idea of how much equity you could release from your home in Colchester in just 60 seconds. And when you are ready to speak to an adviser, call 0808 1691979 for a confidential chat about your finances.

Request Our Equity Release Brochure

Request Our Equity Release Brochure

How much equity could I access?

How much equity could I access?

You’ve only got to meet Tracey for half an hour and she gets you as a person and understands what’s best for you – the Premier service is bespoke in the truest sense.

Danny & Sally Claridge, Woodford Green, Essex

Are you ready to talk to us about your needs?

Call our freephone number now for a free, confidential chat about your money (have a pen ready).