Equity Release in Oxford

We bring an ethical approach to Equity Release, so you can get the most out of life.

Get To Know Us

We can provide the Equity Release and Lifetime Mortgage plan you’re looking for.

Equity Release in Oxford can help you unlock up to 50% of the value of your property without selling your home. Designed for homeowners over 55, Equity Release plans allow you to access money for the future, which can be spent however you like ­– whether that’s on a holiday, home improvements, or topping up your retirement savings. Premier Equity Release has helped hundreds of people like you make the most of their money by releasing equity, supported by our experienced advisers and their impartial advice.

How We Work

How much equity could I access?

Simply enter a few details into our online calculator and you’ll get a rough estimate of the tax-free figure you can expect.

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Release up to 50% of your home’s value
Receive a tax-free lump sum or drawdown
Lifetime Mortgage and Home Reversion options
Experienced advisers covering the whole UK
Schemes available from all major providers

What would you like to know?

What is Equity Release?

What is Equity Release?

Find the answer to all your Equity Release questions here.

What is Equity Release?
What can my equity be used for?

What can my equity be used for?

Find out what people usually release equity for.

Uses for Equity Release
How have Premier helped people?

How have Premier helped people?

Discover how we've helped people and what they have to say.

Customer Stories
What are the costs?

What are the costs?

Learn about the costs you can expect to pay when you release equity.

What should my family know?

What should my family know?

We're here to relieve any concerns you might have.

Any other questions?

Any other questions?

If you have any other queries, you'll find the answer here.


Watch Premier’s Tracey Lucas explain what an ethical approach to Equity Release means to her...

Our Trusted Providers

What does Equity Release mean?

Equity Release is a way to tap into the money that is tied up in your property, without needing to sell your home or move out. If you own your home in Oxford outright or only have a small mortgage, and you are over 55, you could qualify for an Equity Release plan. The money is tax-free and can be paid as a lump sum or in instalments and is yours to spend however you wish.

No repayments will be due while you remain living in your home, so there won’t be an increase in your monthly outgoings. The funds will be repaid when the house is sold, which is usually when the owner goes into care or passes away. Equity Release explained has more details on how it works.

How To Spend Released Equity

Many people have a plan in mind when releasing equity, which might be a renovation project, a luxury trip, or investing in a new business venture. Others simply want to boost their savings and enjoy a better quality of life in the years to come. There are no restrictions on how you spend the money, so you have complete financial freedom. See our customer stories to discover how others have put their money to good use.

Premier Equity Release will help you find a plan that works for you, taking into account your personal circumstances and finances. We pride ourselves on offering advice you can trust, so you always feel like you’re in expert hands with our experienced team.

Why Premier Equity Release?

As an independent broker and Equity Release Council member, Premier Equity Release takes an ethical approach to everything we do. That means putting you and your finances first and explaining everything in a simple, straightforward way – including advising you if Equity Release isn’t the right option.

Your first chat with us is completely confidential and no obligation, so ask as many questions as you need to make an informed decision about your money. You’ll be speaking to one of our friendly advisers, not a pushy salesperson, and they will guide you through the entire process, right up to the day the funds are transferred. Explore how we work for a step-by-step guide to what to expect.

Find Out More About Releasing Equity

Enter your details into the Equity Release calculator and you’ll get a quick estimate of how much equity you could release from your home in Oxford. Our advisers can provide a more accurate quote and answer any questions you have, so give us a call on 0808 1691979 for a no obligation chat about your finances.

Request Our Equity Release Brochure

Request Our Equity Release Brochure

How much equity could I access?

How much equity could I access?

You’ve only got to meet Tracey for half an hour and she gets you as a person and understands what’s best for you – the Premier service is bespoke in the truest sense.

Danny & Sally Claridge, Woodford Green, Essex

Are you ready to talk to us about your needs?

Call our freephone number now for a free, confidential chat about your money (have a pen ready).